Insurance Providers May Be Making Promises That They Can't Afford to Keep, with the Latest Generation of Retirement Income Products

Date

2008

Authors

Milevsky, Moshe
Salisbury, Thomas S.

Journal Title

Journal ISSN

Volume Title

Publisher

Abstract

Corporations, governments, and insurance companies may be underestimating the financial risks of the new generation of personal pension and retirement income products. Insurance providers may not be charging consumers enough, when you consider the long-term guarantees and promises embedded within these products.

Description

Keywords

Finance, Pensions

Citation

Milevsky, M. A., & Salisbury, T. S. (2006). Financial valuation of guaranteed minimum withdrawal benefits. Insurance: Mathematics and Economics, 38(1), 21-38.